Africa's Identity-First Financial Infrastructure

Your Identity is Your Bank.

Beyond cards and smartphones. Send, receive, and manage your money seamlessly using only your fingerprint. WePay transforms biometric identity into a secure financial gateway, delivering device-free banking for individuals and businesses across Africa.

Trusted & Regulated Partners

WePay Mobile App UI

The Future of Access

Architecting the Future of Financial Access

WePay is Africa's identity-first digital banking infrastructure, designed to unlock biometric payments, device-free banking, and cashless transactions for millions excluded from the traditional economy. We are building a future where identity becomes access and financial dignity becomes the standard. Through advanced biometric authentication and a robust nationwide network of Collection Centres, WePay empowers anyone to transact, save, and grow using nothing but a fingerprint.

Wepay App UI

Biometric Security

Your fingerprint is your wallet. Every transaction is encrypted and authenticated in real time, providing bank-grade protection against fraud and unauthorized access.

Affordable Banking for Everyone

We believe financial access should not come with high fees. That is why WePay offers transparent pricing, zero charges on cash deposits and withdrawals at our Collection Centres, with no hidden fees across our network.

Instant Onboarding

Get started in under 3 minutes. Register once using biometrics and enjoy lifetime access, no paperwork, no friction, no barriers.

Effortless Convenience

Perform everyday banking transactions with ease, even in low-network environments.

Trusted & Regulated Partners

WePay partners with licensed banks and regulated payment processors to ensure stability, compliance, and secure financial transactions. Our infrastructure operates within CBN, NIBSS, and NDPA regulatory frameworks.

Secure Access in Minutes

Download the app

Available on Android

App Store

Sign Up Instantly

Register in minutes using your identity. No paperwork, No long forms.

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Start Banking Securely

Send money, receive payments, pay bills, and deposit or withdraw cash with confidence using your fingerprint.

Home Screen

No Smartphone? No Problem.

Visit any verified WePay Collection Centre and open your account using only your fingerprint.

Solutions Built for Scale

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For Individuals

No phone. No ATM card. No barriers. Send money, receive payments, deposit, and withdraw cash using the only thing you can't lose: your identity.

For Marketplace Operators

Built for high-traffic hubs such as campuses and retail centres. WePay biometric payment trolleys reduce queues and increase conversions by removing app and card friction.

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For Financial Institutions

Leverage WePay's biometric rails to extend banking services into underserved territories without the overhead of brick-and-mortar branches, while remaining fully compliant with security and regulatory standards.

For Merchants & SMEs

  • Deploy biometric-enabled POS terminals that bridge the gap between cash and digital
  • Performance: Instant settlement and up to 40% of applicable transaction fees
  • Efficiency: Faster checkouts for higher daily volumes
POS

Frequently Asked Questions

1. What is WePay?

WePay is a biometric-first financial infrastructure that allows users to send, receive, deposit, and withdraw funds using only their fingerprint. We eliminate the need for physical cards or smartphones to access banking services.

2. How does biometric payment work?

Users authenticate transactions using fingerprint verification linked securely to their financial account.

3. Is my biometric data safe?

Yes. Biometric data is encrypted and stored securely following industry-grade security and compliance standards.

4. Do I need a smartphone?

No. WePay is designed to function without smartphones or physical banking cards.

5. Where can I use WePay?

WePay works across enabled merchants, POS terminals, and financial institutions integrated into our infrastructure.

6. Can merchants use WePay?

Yes. Merchants can deploy biometric-enabled POS terminals for faster and more secure transactions.

7. How are transactions settled?

Transactions are settled instantly into linked financial accounts.

8. Is WePay compliant with regulations?

Yes. WePay adheres strictly to financial compliance and regulatory frameworks.

9. What happens if fingerprint fails?

Fallback authentication methods are available depending on the deployment environment.

10. Who can partner with WePay?

Financial institutions, marketplace operators, and merchants can integrate with WePay.

Architects of Inclusion

Banking for the Real Economy

For too long, financial inclusion has been treated as a premium service for those with high-end hardware. At WePay Mobile Solutions Limited, we are removing the digital gatekeepers. We believe that a farmer's hand should be as powerful as a CEO's smartphone. By prioritizing identity over hardware, we have built a resilient infrastructure that solves the fundamental problem of access. Your fingerprint is proof of your value; WePay is the proof of your belonging in the modern economy.